See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY6+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $9,519 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,756 | $65,041-66.6% | $90,951-76.1% | $79,858-72.8% |
| Participation rate | 83.8% | 61.6%+22.2pp | 69.0%+14.8pp | 69.6%+14.2pp |
| Annual return | 10.12% | 30.45%-20.3pp | 134.60%-124.5pp | 31.71%-21.6pp |
| Employer contribution / active EE | $377 | $1,247-69.8% | $2,122-82.2% | $2,471-84.7% |
| Participant deferral / active EE | $1,955 | $2,512-22.2% | $3,373-42.0% | $3,740-47.7% |
| Admin fee / account holder | $84 | $4,536-98.1% | $5,959-98.6% | $5,306-98.4% |