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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,665 | $228,352-66.9% | $185,827-59.3% | $158,950-52.4% |
| Participation rate | 90.0% | 82.3%+7.7pp | 78.0%+12.0pp | 82.0%+8.0pp |
| Annual return | 17.26% | 40.81%-23.6pp | 35.96%-18.7pp | 302.91%-285.7pp |
| Employer contribution / active EE | $0 | $4,967-100.0% | $4,087-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $4,399 | $6,416-31.4% | $5,633-21.9% | $5,983-26.5% |
| Admin fee / account holder | $1,826 | $11,867-84.6% | $9,502-80.8% | $11,248-83.8% |