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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,610 | $55,902-36.3% | $76,030-53.2% | $80,959-56.0% |
| Participation rate | 59.4% | 62.1%-2.7pp | 69.1%-9.7pp | 67.7%-8.3pp |
| Annual return | 12.58% | 20.59%-8.0pp | 361.54%-349.0pp | 35.67%-23.1pp |
| Employer contribution / active EE | $442 | $1,867-76.3% | $2,688-83.6% | $2,757-84.0% |
| Participant deferral / active EE | $3,080 | $3,051+1.0% | $4,257-27.6% | $4,300-28.4% |
| Admin fee / account holder | $1,654 | $5,239-68.4% | $6,421-74.2% | $6,925-76.1% |