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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,327 | $77,816-46.9% | $123,549-66.6% | $64,181-35.6% |
| Participation rate | 79.2% | 74.7%+4.5pp | 82.3%-3.1pp | 69.6%+9.7pp |
| Annual return | -6.30% | 12.49%-18.8pp | 119.20%-125.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $1,103 | $3,014-63.4% | $4,628-76.2% | $2,381-53.7% |
| Participant deferral / active EE | $3,597 | $5,240-31.4% | $6,426-44.0% | $3,470+3.7% |
| Admin fee / account holder | $10,863 | $5,519+96.8% | $9,284+17.0% | $4,887+122.3% |