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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,827 | $154,159+27.0% | $130,026+50.6% | $139,456+40.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 16.19% | 32.50%-16.3pp | -137.26%+153.5pp | 373.45%-357.3pp |
| Employer contribution / active EE | $15,139 | $5,292+186.1% | $4,321+250.4% | $4,753+218.5% |
| Participant deferral / active EE | $10,315 | $6,710+53.7% | $5,821+77.2% | $6,711+53.7% |
| Admin fee / account holder | $844 | $14,001-94.0% | $10,608-92.0% | $11,407-92.6% |