Retirement plan

ACURA INFINITI OF BATON ROUGE 401(K) PROFIT SHARING PLAN

Name: ACURA OF BATON ROUGE - ACURA INFINITI OF BATON ROUGE 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: ACURA OF BATON ROUGE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACURA INFINITI OF BATON ROUGE 401(K) PROFIT SHARING PLAN, ACURA OF BATON ROUGE

ACURA OF BATON ROUGEEIN 72-1077096Plan #001PY 2018

13550 AIRLINE HWY. - BATON ROUGE, LA 70817225-753-8400

Prospect flagsLow participation

How to read this page

Total assets (EOY)

$2.6M

-2.1% from 2017

Total participants

149

+1.4% from 2017

Average account balance

$24,914

-0.2% from 2017

Annual return

-7.15%

-23.10 pp from 2017

Benchmarks

See 2,219 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants100-249

Cohort2,219 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$86K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$2K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$710

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+0.00%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 7 by compensation

Provider	Service type	Compensation
NATIONWIDE4+ years Service code 13 ONE NATIONDE PLAZA · COLUMBUS, OH 43215	Contract Administrator	$33,154
HANNIS T. BOURGEOIS, LLP4+ years Filed as: HANNIS T. BOURGEOIS Service code 10 2322 TREMONT DRIVE · BATON ROUGE, LA 70809	Accounting	$8,600
ONEDIGITAL INVESTMENT ADVISORS LLC4+ years Filed as: ONE AMERICA Service code 26	Advisory (Participants)	$7,337
SENTINEL PENSION LLC3+ years Service code 14 · EIN 46-0570503 6811 JEFFERSON HWY · BATON ROUGE, LA 70806	Plan Administrator	$4,134
LEAFHOUSE FINANCIAL ADVISORS, LLC1 year Filed as: LEAFHOUSE FINANCIAL ADVISORS Service code 26 · EIN 26-4311657 6011 W COURTYARD DR · AUSTIN, TX 78730	Advisory (Participants)	$1,366
CETERA ADVISOR NETWORKS LLC1 year Filed as: CETERA ADVISORS LLC Service code 26 4600 SYRACUSE ST · DENVER, CO 80237	Advisory (Participants)	$0
AMERICAN UNITED LIFE INSURANCE CO4+ years Filed as: ONEAMERICA SECURITIES Service code 26 ONE AMERICA SQUARE · INDIANAPOLIS, IN 46282	Advisory (Participants)	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.

Expense breakdown

Schedule H Part II

Admin total

$20K

$171 / participant

Contract admin$20K100.0%

% of EOY assets

0.776%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HANNIS T. BOURGEOIS, LLP
Auditor EIN: 720636725
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$24,914

$42,548-41.4%

$74,551-66.6%

$56,289-55.7%

Participation rate

64.2%

60.5%+3.7pp

69.1%-5.0pp

69.9%-5.7pp

Annual return

-7.15%

12.40%-19.6pp

32.53%-39.7pp

-9.96%+2.8pp

Employer contribution / active EE

$550

$855-35.7%

$1,961-72.0%

$2,111-73.9%

Participant deferral / active EE

$3,074

$2,277+35.0%

$3,108-1.1%

$3,350-8.2%

Admin fee / account holder

$193

$467-58.6%

$5,059-96.2%

$521-62.9%

Provider

Service type

Compensation

NATIONWIDE4+ years

Service code 13

ONE NATIONDE PLAZA · COLUMBUS, OH 43215

Contract Administrator

$33,154

HANNIS T. BOURGEOIS, LLP4+ years

Filed as: HANNIS T. BOURGEOIS

Service code 10

2322 TREMONT DRIVE · BATON ROUGE, LA 70809

Accounting

$8,600

ONEDIGITAL INVESTMENT ADVISORS LLC4+ years

Filed as: ONE AMERICA

Service code 26

Advisory (Participants)

$7,337

SENTINEL PENSION LLC3+ years

Service code 14 · EIN 46-0570503

6811 JEFFERSON HWY · BATON ROUGE, LA 70806

Plan Administrator

$4,134

LEAFHOUSE FINANCIAL ADVISORS, LLC1 year

Filed as: LEAFHOUSE FINANCIAL ADVISORS

Service code 26 · EIN 26-4311657

6011 W COURTYARD DR · AUSTIN, TX 78730

Advisory (Participants)

$1,366

CETERA ADVISOR NETWORKS LLC1 year

Filed as: CETERA ADVISORS LLC

Service code 26

4600 SYRACUSE ST · DENVER, CO 80237

Advisory (Participants)

AMERICAN UNITED LIFE INSURANCE CO4+ years

Filed as: ONEAMERICA SECURITIES

Service code 26

ONE AMERICA SQUARE · INDIANAPOLIS, IN 46282

Advisory (Participants)

ACURA INFINITI OF BATON ROUGE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACURA INFINITI OF BATON ROUGE 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion