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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,205 | $82,630-38.0% | $64,105-20.1% | $125,389-59.2% |
| Participation rate | 81.3% | 75.9%+5.4pp | 68.2%+13.1pp | 83.2%-1.9pp |
| Annual return | 1.06% | 1489.72%-1488.7pp | 791.24%-790.2pp | 282.24%-281.2pp |
| Employer contribution / active EE | $2,347 | $2,671-12.1% | $1,820+29.0% | $4,866-51.8% |
| Participant deferral / active EE | $2,911 | $3,608-19.3% | $2,822+3.2% | $5,352-45.6% |
| Admin fee / account holder | $1,556 | $6,382-75.6% | $4,499-65.4% | $9,541-83.7% |