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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,285 | $142,358+72.3% | $119,615+105.1% | $134,493+82.4% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | 94.99% | -12.46%+107.4pp | -14.98%+110.0pp | 418.01%-323.0pp |
| Employer contribution / active EE | $18,402 | $5,223+252.3% | $4,232+334.8% | $4,740+288.2% |
| Participant deferral / active EE | $13,500 | $6,470+108.7% | $5,602+141.0% | $6,400+110.9% |
| Admin fee / account holder | $432 | $13,585-96.8% | $10,324-95.8% | $11,425-96.2% |