See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $36,249 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $25,420 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,432 | $61,272-21.0% | $149,673-67.6% | $71,457-32.2% |
| Participation rate | 57.5% | 62.5%-5.0pp | 78.8%-21.3pp | 67.9%-10.4pp |
| Annual return | 14.52% | 35.85%-21.3pp | 134.42%-119.9pp | 28.85%-14.3pp |
| Employer contribution / active EE | $455 | $2,378-80.9% | $4,818-90.5% | $2,588-82.4% |
| Participant deferral / active EE | $2,465 | $2,917-15.5% | $5,680-56.6% | $4,289-42.5% |
| Admin fee / account holder | $477 | $1,261-62.2% | $13,210-96.4% | $1,587-69.9% |