See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $31,143 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $23,002 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,951 | $61,156-26.5% | $185,823-75.8% | $79,386-43.4% |
| Participation rate | 65.9% | 66.6%-0.7pp | 81.7%-15.8pp | 70.7%-4.8pp |
| Annual return | 15.17% | 19.45%-4.3pp | 122.05%-106.9pp | 116.85%-101.7pp |
| Employer contribution / active EE | $483 | $2,321-79.2% | $5,167-90.7% | $2,427-80.1% |
| Participant deferral / active EE | $2,513 | $2,789-9.9% | $5,568-54.9% | $4,046-37.9% |
| Admin fee / account holder | $446 | $710-37.1% | $16,237-97.3% | $626-28.8% |