Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 01-0233346 | Recordkeeping | $31,143 |
Filed as: MERRILL LYNCH Service code 26 · EIN 13-5674085 | Advisory (Participants) | $23,002 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,951 | $61,166-26.5% | $185,849-75.8% | $79,391-43.4% |
| Participation rate | 65.9% | 66.6%-0.7pp | 81.7%-15.8pp | 70.7%-4.8pp |
| Annual return | 15.17% | 19.45%-4.3pp | 122.10%-106.9pp | 116.88%-101.7pp |
| Employer contribution / active EE | $483 | $2,321-79.2% | $5,169-90.7% | $2,428-80.1% |
| Participant deferral / active EE | $2,513 | $2,789-9.9% | $5,569-54.9% | $4,046-37.9% |
| Admin fee / account holder | $446 | $710-37.1% | $16,244-97.3% | $627-28.8% |