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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,100 | $63,346+15.4% | $92,240-20.8% | $70,126+4.2% |
| Participation rate | 98.0% | 68.7%+29.3pp | 76.5%+21.5pp | 69.5%+28.5pp |
| Annual return | 20.60% | 530.19%-509.6pp | 176.29%-155.7pp | 73.15%-52.5pp |
| Employer contribution / active EE | $2,406 | $2,471-2.6% | $3,680-34.6% | $2,343+2.7% |
| Participant deferral / active EE | $6,231 | $2,854+118.3% | $3,897+59.9% | $3,332+87.0% |
| Admin fee / account holder | $1,034 | $3,841-73.1% | $5,194-80.1% | $4,645-77.7% |