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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $610,923 | $98,776+518.5% | $149,745+308.0% | $79,856+665.0% |
| Participation rate | 95.0% | 75.8%+19.2pp | 82.5%+12.5pp | 69.6%+25.4pp |
| Annual return | 8.19% | 27.38%-19.2pp | 276.72%-268.5pp | 31.71%-23.5pp |
| Employer contribution / active EE | $10,582 | $3,217+228.9% | $4,646+127.8% | $2,471+328.2% |
| Participant deferral / active EE | $10,187 | $5,681+79.3% | $6,843+48.9% | $3,741+172.3% |
| Admin fee / account holder | $53,941 | $6,053+791.2% | $9,312+479.3% | $5,306+916.5% |