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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $374,606 | $77,817+381.4% | $123,553+203.2% | $64,173+483.7% |
| Participation rate | 92.5% | 74.7%+17.7pp | 82.3%+10.2pp | 69.6%+22.9pp |
| Annual return | -4.51% | 12.49%-17.0pp | 119.21%-123.7pp | 7.63%-12.1pp |
| Employer contribution / active EE | $11,089 | $3,014+267.9% | $4,628+139.6% | $2,381+365.8% |
| Participant deferral / active EE | $8,367 | $5,240+59.7% | $6,426+30.2% | $3,470+141.1% |
| Admin fee / account holder | $1,184 | $5,519-78.5% | $9,284-87.2% | $4,887-75.8% |