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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,956 | $54,757+115.4% | $90,304+30.6% | $72,975+61.6% |
| Participation rate | 64.6% | 65.2%-0.5pp | 73.3%-8.7pp | 69.5%-4.9pp |
| Annual return | 29.87% | 30.63%-0.8pp | 78.13%-48.3pp | 81.01%-51.1pp |
| Employer contribution / active EE | $3,534 | $2,093+68.8% | $2,855+23.8% | $2,440+44.8% |
| Participant deferral / active EE | $3,624 | $2,887+25.5% | $3,885-6.7% | $3,608+0.4% |
| Admin fee / account holder | $7,073 | $3,973+78.0% | $5,354+32.1% | $5,124+38.0% |