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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,141 | $50,637+97.8% | $86,582+15.7% | $62,293+60.8% |
| Participation rate | 28.2% | 67.9%-39.7pp | 73.5%-45.3pp | 69.5%-41.3pp |
| Annual return | 18.29% | 20.80%-2.5pp | 965.08%-946.8pp | 28.90%-10.6pp |
| Employer contribution / active EE | $1,414 | $2,075-31.8% | $2,839-50.2% | $2,042-30.7% |
| Participant deferral / active EE | $1,685 | $2,611-35.5% | $3,609-53.3% | $3,169-46.8% |
| Admin fee / account holder | $16,161 | $413+3810.3% | $4,904+229.5% | $479+3271.5% |