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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,058 | $102,696+29.6% | $86,235+54.3% | $139,487-4.6% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 12.48% | 1925.91%-1913.4pp | 1170.03%-1157.6pp | 373.84%-361.4pp |
| Employer contribution / active EE | $6,396 | $3,034+110.8% | $2,381+168.6% | $4,755+34.5% |
| Participant deferral / active EE | $3,144 | $4,679-32.8% | $3,987-21.1% | $6,713-53.2% |
| Admin fee / account holder | $762 | $8,667-91.2% | $6,856-88.9% | $11,407-93.3% |