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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,882 | $118,877-0.8% | $96,570+22.1% | $167,536-29.6% |
| Participation rate | 100.0% | 75.5%+24.5pp | 69.8%+30.2pp | 82.1%+17.9pp |
| Annual return | 8.96% | 50.50%-41.5pp | 37.79%-28.8pp | 478.82%-469.9pp |
| Employer contribution / active EE | $6,615 | $3,121+112.0% | $2,357+180.6% | $4,839+36.7% |
| Participant deferral / active EE | $2,500 | $4,617-45.8% | $3,849-35.1% | $6,342-60.6% |
| Admin fee / account holder | $2,718 | $8,069-66.3% | $6,182-56.0% | $12,315-77.9% |