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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,053 | $111,814+43.1% | $93,654+70.9% | $145,959+9.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 7.25% | 203.30%-196.0pp | 133.34%-126.1pp | 561.95%-554.7pp |
| Employer contribution / active EE | $8,061 | $3,092+160.7% | $2,421+233.0% | $4,661+72.9% |
| Participant deferral / active EE | $3,345 | $4,914-31.9% | $4,413-24.2% | $6,689-50.0% |
| Admin fee / account holder | $4,064 | $10,246-60.3% | $8,282-50.9% | $13,398-69.7% |