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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,306 | $81,870+48.2% | $119,622+1.4% | $68,486+77.1% |
| Participation rate | 65.5% | 71.9%-6.4pp | 79.3%-13.8pp | 67.9%-2.4pp |
| Annual return | -11.94% | -23.82%+11.9pp | -14.98%+3.0pp | -7.85%-4.1pp |
| Employer contribution / active EE | $1,970 | $2,692-26.8% | $4,232-53.5% | $2,597-24.1% |
| Participant deferral / active EE | $4,127 | $4,148-0.5% | $5,601-26.3% | $4,028+2.5% |
| Admin fee / account holder | $561 | $6,583-91.5% | $10,328-94.6% | $5,404-89.6% |