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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,059 | $47,848-35.1% | $81,473-61.9% | $70,126-55.7% |
| Participation rate | 97.7% | 58.3%+39.4pp | 68.0%+29.7pp | 69.5%+28.1pp |
| Annual return | 12.02% | 27.25%-15.2pp | 38.78%-26.8pp | 73.15%-61.1pp |
| Employer contribution / active EE | $695 | $1,527-54.5% | $2,568-72.9% | $2,343-70.3% |
| Participant deferral / active EE | $3,136 | $2,453+27.8% | $3,537-11.3% | $3,332-5.9% |
| Admin fee / account holder | $785 | $3,145-75.0% | $4,561-82.8% | $4,645-83.1% |