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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,356 | $43,075-36.5% | $74,577-63.3% | $62,881-56.5% |
| Participation rate | 95.8% | 58.1%+37.8pp | 68.1%+27.7pp | 69.3%+26.5pp |
| Annual return | 5.95% | 17.50%-11.6pp | 20.47%-14.5pp | 20.14%-14.2pp |
| Employer contribution / active EE | $566 | $1,498-62.2% | $2,525-77.6% | $2,281-75.2% |
| Participant deferral / active EE | $2,578 | $2,389+7.9% | $3,458-25.5% | $3,203-19.5% |
| Admin fee / account holder | $413 | $2,840-85.5% | $4,138-90.0% | $4,296-90.4% |