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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,919 | $93,586+215.1% | $135,925+117.0% | $75,173+292.3% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 23.21% | 30.90%-7.7pp | 68.25%-45.0pp | 160.65%-137.4pp |
| Employer contribution / active EE | $10,196 | $3,537+188.2% | $4,857+109.9% | $2,670+281.8% |
| Participant deferral / active EE | $9,057 | $6,405+41.4% | $7,759+16.7% | $4,126+119.5% |
| Admin fee / account holder | $6,286 | $6,977-9.9% | $10,764-41.6% | $5,651+11.2% |