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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,815 | $99,652-49.0% | $78,778-35.5% | $147,586-65.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 69.2%+30.8pp | 82.8%+17.2pp |
| Annual return | 13.62% | 47.28%-33.7pp | 35.62%-22.0pp | 578.59%-565.0pp |
| Employer contribution / active EE | $1,140 | $2,796-59.2% | $1,986-42.6% | $4,876-76.6% |
| Participant deferral / active EE | $5,259 | $3,664+43.6% | $2,958+77.8% | $5,439-3.3% |
| Admin fee / account holder | $1,557 | $7,155-78.2% | $5,134-69.7% | $10,886-85.7% |