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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,927 | $131,835-22.7% | $108,582-6.1% | $273,972-62.8% |
| Participation rate | 64.7% | 83.5%-18.7pp | 79.6%-14.9pp | 83.0%-18.3pp |
| Annual return | 1.78% | -91.57%+93.4pp | -51.70%+53.5pp | 41.46%-39.7pp |
| Employer contribution / active EE | $1,342 | $4,913-72.7% | $3,758-64.3% | $4,869-72.4% |
| Participant deferral / active EE | $4,318 | $5,127-15.8% | $4,311+0.2% | $5,287-18.3% |
| Admin fee / account holder | $0 | $10,253-100.0% | $7,645-100.0% | $10,133-100.0% |