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| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.5+ years Filed as: CHARLES SCHWAB Service code 51 3223 8TH STREET, SUITE 203 · METAIRIE, LA 70002 | Investment Mgmt Fees | $163,706 |
EMPLOYEE PLAN COMPLIANCE COMPANY5+ years Service code 15 · EIN 72-0837456 | Recordkeeping | $29,679 |
Filed as: PRUDENTIAL RETIRE INSUR AND ANNUITY Service code 15 · EIN 06-1050034 | Recordkeeping | $23,788 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,610 | $74,347-1.0% | $93,621-21.4% | $67,582+8.9% |
| Participation rate | 93.9% | 80.6%+13.3pp | 75.8%+18.1pp | 71.3%+22.7pp |
| Annual return | 18.37% | 28.07%-9.7pp | 32.76%-14.4pp | 378.57%-360.2pp |
| Employer contribution / active EE | $4,682 | $2,583+81.3% | $2,719+72.2% | $2,148+118.0% |
| Participant deferral / active EE | $2,876 | $4,060-29.2% | $4,070-29.3% | $3,539-18.8% |
| Admin fee / account holder | $471 | $123+284.3% | $7,890-94.0% | $142+231.3% |