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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,756 | $96,508+33.4% | $75,901+69.6% | $152,897-15.8% |
| Participation rate | 0.0% | 76.2%-76.2pp | 69.3%-69.3pp | 82.5%-82.5pp |
| Annual return | 15.75% | 33.99%-18.2pp | 30.76%-15.0pp | 345.43%-329.7pp |
| Employer contribution / active EE | $2,217 | $3,310-33.0% | $2,501-11.4% | $4,764-53.5% |
| Participant deferral / active EE | $5,811 | $4,554+27.6% | $3,603+61.3% | $5,851-0.7% |
| Admin fee / account holder | $3,515 | $8,081-56.5% | $5,420-35.2% | $11,599-69.7% |