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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,763 | $160,040+79.2% | $147,096+94.9% | $145,877+96.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 19.29% | 98.49%-79.2pp | 419.75%-400.5pp | 551.28%-532.0pp |
| Employer contribution / active EE | $12,395 | $5,289+134.3% | $4,936+151.1% | $4,663+165.8% |
| Participant deferral / active EE | $7,478 | $8,429-11.3% | $8,071-7.3% | $6,691+11.8% |
| Admin fee / account holder | $2,034 | $15,050-86.5% | $13,005-84.4% | $13,402-84.8% |