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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,866 | $138,076+107.8% | $123,553+132.2% | $135,380+111.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.02% | 153.70%-160.7pp | 119.21%-126.2pp | 519.81%-526.8pp |
| Employer contribution / active EE | $11,926 | $5,152+131.5% | $4,628+157.7% | $4,779+149.6% |
| Participant deferral / active EE | $8,901 | $6,800+30.9% | $6,426+38.5% | $5,609+58.7% |
| Admin fee / account holder | $2,114 | $10,917-80.6% | $9,284-77.2% | $10,828-80.5% |