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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,939 | $124,330-56.6% | $109,173-50.6% | $167,536-67.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 9.11% | 26.04%-16.9pp | 25.75%-16.6pp | 478.82%-469.7pp |
| Employer contribution / active EE | $0 | $4,209-100.0% | $3,723-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $379 | $5,256-92.8% | $4,654-91.9% | $6,342-94.0% |
| Admin fee / account holder | $318 | $7,974-96.0% | $6,755-95.3% | $12,315-97.4% |