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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,208 | $77,638+318.9% | $156,551+107.7% | $62,881+417.2% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 8.99% | 50.33%-41.3pp | 32.23%-23.2pp | 20.14%-11.1pp |
| Employer contribution / active EE | $21,742 | $3,444+531.3% | $5,501+295.2% | $2,281+853.2% |
| Participant deferral / active EE | $15,170 | $3,046+398.1% | $4,871+211.4% | $3,203+373.6% |
| Admin fee / account holder | $789 | $5,561-85.8% | $13,028-93.9% | $4,296-81.6% |