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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,153 | $82,630-88.9% | $64,105-85.7% | $125,389-92.7% |
| Participation rate | 87.5% | 75.9%+11.6pp | 68.2%+19.3pp | 83.2%+4.3pp |
| Annual return | -3.62% | 1489.72%-1493.3pp | 791.24%-794.9pp | 282.24%-285.9pp |
| Employer contribution / active EE | $1,488 | $2,671-44.3% | $1,820-18.3% | $4,866-69.4% |
| Participant deferral / active EE | $3,786 | $3,608+4.9% | $2,822+34.2% | $5,352-29.2% |
| Admin fee / account holder | $312 | $6,382-95.1% | $4,499-93.1% | $9,541-96.7% |