See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY8+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $10,880 |
Service code 17 · EIN 13-5674085 | Pension Consulting | $5,697 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,364 | $63,442-64.7% | $68,791-67.5% | $66,914-66.6% |
| Participation rate | 38.3% | 60.0%-21.7pp | 69.0%-30.8pp | 69.8%-31.5pp |
| Annual return | -9.31% | -8.29%-1.0pp | -6.38%-2.9pp | 1.58%-10.9pp |
| Employer contribution / active EE | $0 | $1,775-100.0% | $2,655-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $2,747 | $2,945-6.7% | $3,941-30.3% | $4,237-35.2% |
| Admin fee / account holder | $276 | $577-52.1% | $4,932-94.4% | $593-53.4% |