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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,320 | $63,346+44.2% | $92,240-1.0% | $70,126+30.2% |
| Participation rate | 54.8% | 68.7%-13.8pp | 76.5%-21.6pp | 69.5%-14.7pp |
| Annual return | 15.02% | 530.19%-515.2pp | 176.29%-161.3pp | 73.15%-58.1pp |
| Employer contribution / active EE | $1,490 | $2,471-39.7% | $3,680-59.5% | $2,343-36.4% |
| Participant deferral / active EE | $2,752 | $2,854-3.6% | $3,897-29.4% | $3,332-17.4% |
| Admin fee / account holder | $5 | $3,841-99.9% | $5,194-99.9% | $4,645-99.9% |