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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,683 | $99,345-8.7% | $84,753+7.0% | $273,972-66.9% |
| Participation rate | 56.5% | 80.7%-24.2pp | 76.6%-20.1pp | 83.0%-26.5pp |
| Annual return | 6.37% | 22.93%-16.6pp | 22.78%-16.4pp | 41.46%-35.1pp |
| Employer contribution / active EE | $1,812 | $4,214-57.0% | $3,574-49.3% | $4,869-62.8% |
| Participant deferral / active EE | $3,421 | $4,270-19.9% | $3,712-7.8% | $5,287-35.3% |
| Admin fee / account holder | $110 | $6,645-98.3% | $5,333-97.9% | $10,133-98.9% |