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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,627 | $114,093+73.2% | $96,171+105.5% | $167,536+18.0% |
| Participation rate | 66.7% | 75.1%-8.4pp | 68.4%-1.8pp | 82.1%-15.4pp |
| Annual return | 15.45% | 190.00%-174.6pp | 192.04%-176.6pp | 478.82%-463.4pp |
| Employer contribution / active EE | $1,727 | $3,429-49.6% | $2,799-38.3% | $4,839-64.3% |
| Participant deferral / active EE | $4,087 | $5,197-21.4% | $4,350-6.1% | $6,342-35.6% |
| Admin fee / account holder | $1,401 | $6,899-79.7% | $5,538-74.7% | $12,315-88.6% |