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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,591 | $104,953+35.9% | $84,637+68.5% | $152,909-6.7% |
| Participation rate | 61.5% | 74.8%-13.3pp | 68.2%-6.7pp | 82.5%-20.9pp |
| Annual return | 19.73% | 373.94%-354.2pp | 258.82%-239.1pp | 345.46%-325.7pp |
| Employer contribution / active EE | $918 | $3,304-72.2% | $2,653-65.4% | $4,764-80.7% |
| Participant deferral / active EE | $3,052 | $4,691-34.9% | $3,900-21.8% | $5,851-47.8% |
| Admin fee / account holder | $1,362 | $6,244-78.2% | $4,914-72.3% | $11,601-88.3% |