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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,162 | $81,358+179.2% | $155,556+46.0% | $80,959+180.6% |
| Participation rate | 84.9% | 66.3%+18.6pp | 78.2%+6.7pp | 67.7%+17.2pp |
| Annual return | 9.52% | 33.39%-23.9pp | 64.84%-55.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $8,713 | $3,106+180.5% | $4,675+86.4% | $2,757+216.0% |
| Participant deferral / active EE | $3,812 | $3,455+10.3% | $5,631-32.3% | $4,300-11.3% |
| Admin fee / account holder | $10,239 | $7,994+28.1% | $15,885-35.5% | $6,925+47.8% |