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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,654 | $135,645+53.1% | $110,243+88.4% | $135,379+53.4% |
| Participation rate | 100.0% | 83.5%+16.5pp | 79.8%+20.2pp | 82.6%+17.4pp |
| Annual return | -6.52% | 513.24%-519.8pp | 314.76%-321.3pp | 519.79%-526.3pp |
| Employer contribution / active EE | $2,942 | $4,907-40.0% | $3,827-23.1% | $4,779-38.4% |
| Participant deferral / active EE | $8,132 | $5,507+47.7% | $4,672+74.1% | $5,609+45.0% |
| Admin fee / account holder | $12,587 | $11,458+9.8% | $8,548+47.2% | $10,828+16.2% |