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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,751 | $175,259+52.2% | $149,723+78.2% | $139,487+91.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.95% | 166.82%-147.9pp | 134.50%-115.5pp | 373.84%-354.9pp |
| Employer contribution / active EE | $8,032 | $5,478+46.6% | $4,821+66.6% | $4,755+68.9% |
| Participant deferral / active EE | $7,905 | $6,522+21.2% | $5,682+39.1% | $6,713+17.8% |
| Admin fee / account holder | $4,747 | $16,158-70.6% | $13,215-64.1% | $11,407-58.4% |