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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,872 | $217,432+26.4% | $185,851+47.9% | $167,553+64.1% |
| Participation rate | 90.0% | 86.1%+3.9pp | 81.7%+8.3pp | 82.1%+7.9pp |
| Annual return | 16.87% | 148.43%-131.6pp | 122.11%-105.2pp | 478.89%-462.0pp |
| Employer contribution / active EE | $5,711 | $5,874-2.8% | $5,168+10.5% | $4,840+18.0% |
| Participant deferral / active EE | $6,305 | $6,357-0.8% | $5,569+13.2% | $6,343-0.6% |
| Admin fee / account holder | $1,102 | $19,820-94.4% | $16,245-93.2% | $12,316-91.1% |