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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,995 | $175,231-0.1% | $149,696+16.9% | $139,466+25.5% |
| Participation rate | 69.2% | 83.4%-14.2pp | 78.8%-9.5pp | 80.3%-11.1pp |
| Annual return | 21.27% | 166.77%-145.5pp | 134.46%-113.2pp | 373.66%-352.4pp |
| Employer contribution / active EE | $2,274 | $5,478-58.5% | $4,821-52.8% | $4,754-52.2% |
| Participant deferral / active EE | $5,811 | $6,521-10.9% | $5,682+2.3% | $6,712-13.4% |
| Admin fee / account holder | $4,581 | $16,155-71.6% | $13,212-65.3% | $11,409-59.8% |