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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,659 | $167,362-30.9% | $143,799-19.6% | $134,532-14.0% |
| Participation rate | 66.7% | 84.8%-18.2pp | 80.3%-13.6pp | 81.2%-14.6pp |
| Annual return | -13.51% | 0.47%-14.0pp | -0.04%-13.5pp | 418.27%-431.8pp |
| Employer contribution / active EE | $2,009 | $5,620-64.3% | $4,952-59.4% | $4,741-57.6% |
| Participant deferral / active EE | $4,761 | $6,447-26.2% | $5,638-15.6% | $6,401-25.6% |
| Admin fee / account holder | $192,761 | $18,094+965.3% | $14,677+1213.3% | $11,429+1586.7% |