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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,660 | $97,765+250.5% | $103,486+231.1% | $145,884+134.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 9.01% | 25.44%-16.4pp | 23.93%-14.9pp | 551.85%-542.8pp |
| Employer contribution / active EE | $4,631 | $4,687-1.2% | $4,679-1.0% | $4,662-0.7% |
| Participant deferral / active EE | $9,816 | $6,606+48.6% | $6,628+48.1% | $6,690+46.7% |
| Admin fee / account holder | $52,582 | $12,505+320.5% | $9,354+462.1% | $13,392+292.6% |