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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,757 | $94,766+200.5% | $112,923+152.2% | $139,487+104.1% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 4.56% | 40.96%-36.4pp | 34.13%-29.6pp | 373.84%-369.3pp |
| Employer contribution / active EE | $4,547 | $4,636-1.9% | $4,570-0.5% | $4,755-4.4% |
| Participant deferral / active EE | $6,899 | $6,523+5.8% | $6,520+5.8% | $6,713+2.8% |
| Admin fee / account holder | $73,347 | $8,529+760.0% | $7,046+941.0% | $11,407+543.0% |