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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $434,461 | $92,798+368.2% | $96,707+349.3% | $137,256+216.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 80.4%+19.6pp | 80.0%+20.0pp |
| Annual return | 12.02% | 31.24%-19.2pp | 34.78%-22.8pp | 220.34%-208.3pp |
| Employer contribution / active EE | $3,000 | $4,147-27.7% | $4,191-28.4% | $4,156-27.8% |
| Participant deferral / active EE | $9,240 | $5,877+57.2% | $5,997+54.1% | $6,407+44.2% |
| Admin fee / account holder | $85,536 | $7,946+976.5% | $7,503+1040.1% | $12,270+597.1% |