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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,660 | $97,078+253.0% | $103,065+232.5% | $145,897+134.9% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.6%+19.4pp | 80.3%+19.7pp |
| Annual return | 9.01% | 25.49%-16.5pp | 23.95%-14.9pp | 552.29%-543.3pp |
| Employer contribution / active EE | $4,631 | $4,680-1.1% | $4,675-1.0% | $4,663-0.7% |
| Participant deferral / active EE | $9,816 | $6,601+48.7% | $6,625+48.2% | $6,689+46.7% |
| Admin fee / account holder | $52,582 | $12,505+320.5% | $9,349+462.4% | $13,390+292.7% |