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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,583 | $76,551+5.3% | $123,894-35.0% | $62,881+28.2% |
| Participation rate | 75.6% | 73.0%+2.6pp | 81.4%-5.8pp | 69.3%+6.3pp |
| Annual return | 39.51% | 18.68%+20.8pp | 47.52%-8.0pp | 20.14%+19.4pp |
| Employer contribution / active EE | $2,240 | $2,882-22.3% | $4,617-51.5% | $2,281-1.8% |
| Participant deferral / active EE | $7,016 | $4,840+45.0% | $5,984+17.2% | $3,203+119.1% |
| Admin fee / account holder | $908 | $4,826-81.2% | $8,357-89.1% | $4,296-78.9% |