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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,513 | $181,896-84.3% | $156,551-81.8% | $273,972-89.6% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 9.46% | 30.74%-21.3pp | 32.23%-22.8pp | 41.46%-32.0pp |
| Employer contribution / active EE | $2,150 | $6,248-65.6% | $5,501-60.9% | $4,869-55.8% |
| Participant deferral / active EE | $3,727 | $5,550-32.8% | $4,871-23.5% | $5,287-29.5% |
| Admin fee / account holder | $480 | $15,560-96.9% | $13,028-96.3% | $10,133-95.3% |