Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $850 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,859 | $30,107+45.7% | $61,501-28.7% | $64,824-32.3% |
| Participation rate | 38.2% | 36.4%+1.8pp | 52.6%-14.4pp | 71.5%-33.3pp |
| Annual return | -18.75% | -13.99%-4.8pp | 339.04%-357.8pp | 32.84%-51.6pp |
| Employer contribution / active EE | $105 | $537-80.3% | $1,160-90.9% | $2,507-95.8% |
| Participant deferral / active EE | $772 | $1,126-31.5% | $2,125-63.7% | $4,311-82.1% |
| Admin fee / account holder | $26 | $148-82.4% | $2,132-98.8% | $188-86.1% |