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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SVCS Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $738 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,366 | $30,555+64.8% | $80,784-37.7% | $86,821-42.0% |
| Participation rate | 39.8% | 37.2%+2.6pp | 54.2%-14.4pp | 72.3%-32.5pp |
| Annual return | 14.72% | 30.35%-15.6pp | 87.31%-72.6pp | 97.94%-83.2pp |
| Employer contribution / active EE | $106 | $472-77.6% | $1,160-90.9% | $2,406-95.6% |
| Participant deferral / active EE | $733 | $1,050-30.2% | $2,145-65.8% | $4,132-82.3% |
| Admin fee / account holder | $19 | $135-85.8% | $3,380-99.4% | $170-88.6% |