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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,180 | $82,674-7.9% | $125,381-39.2% | $68,486+11.2% |
| Participation rate | 67.9% | 75.1%-7.2pp | 82.4%-14.5pp | 67.9%0pp |
| Annual return | -17.25% | -5.97%-11.3pp | 572.31%-589.6pp | -7.85%-9.4pp |
| Employer contribution / active EE | $1,410 | $3,382-58.3% | $4,815-70.7% | $2,597-45.7% |
| Participant deferral / active EE | $2,747 | $6,111-55.1% | $7,448-63.1% | $4,028-31.8% |
| Admin fee / account holder | $13,360 | $6,277+112.8% | $10,007+33.5% | $5,404+147.2% |